1. Upholding the Dharma :
We live our life in accord with the dharma. One sincere way is to keep well whatever vows we have taken. For those who have taken refuge, this would mean refraining from the 10 non virtuous actions.
2. Developing the wish for supreme enlightenment :
Our motivation when we engage in our daily life's activities should be aimed at developing the bodhi mind - the mind of enlightenment for the sake of all living beings. We should live to serve others. This will help us purify all our negativities and accumulate vast merits . If we think only of personal material gains and benefits , then whatever good fortune we receive will all disappear at time of death. We will have nothing to help us ensure good future lives or to realize our full potential to become enlightened.
3. Utilizing one's studies by putting them into practice:
We should go to dharma classes to acquire knowledge, learn, contemplate and meditate on the subjects taught with diligence. When we have some understanding we should apply them in our daily lives wherever we are at home, office, work or in a dharma centre. This is the actual practice since as lay people , we spend lots more time outside of dharma centres than the short period inside.
4. One's root virtue transformed into offering materials.
When our mind has transformed , when we have gained results from our practice due to putting correct effort , such as having developed affection love for others, we can visualize or transform them as the material subtances we offer to the Buddhas.