Many people think that they can solve all their problems just by having money. I used to think like that too. But they do not realise that money cannot solve all problems. This is because they do not contemplate and think things through properly. All their lives they chase after money. They think that the objects of their desire can be obtained through money - houses, cars, yachts, airplanes, even islands. When one chase ends, the excitement disappears and new desires arise. Getting the object appears not quite satisfying.
Money is not something for us to accumulate out of desire. It is intended for our welfare, as well as the welfare of others. We must use our wealth wisely to make this world a better place, for example, to reduce the suffering of the poor, the sick and the aged. Fulfill our duties to our community, our country and our religion. When the time comes for us to leave the world, we will have immense peace when we recall the selfless deeds that we have done. We cannot take our property with us when we die. Our friends and relatives cannot follow us. Only our good and bad actions (karma) will follow us beyond the grave.
Thus, for our happiness, we should acquire wealth righteously and use it well. The Buddha said, " Blessed are they who earn their living without harming others." With an abundance of ill-used wealth, it becomes impossible to obtain simple things in life like friendship, trust and confidence. Thus if we want happiness, we must practice the paramita of generosity.